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About Us

Our Story

As Catoosa County's oldest continuous business, Northwest Georgia Bank's image and history have entwined with the community's identity for more than 108 years. The pride Ringgold first enjoyed as a "banking town" back in 1904 remains strong, while Northwest has grown into one of the largest and oldest community banks in the Chattanooga metropolitan area.

When local community leaders first banded together to charter the Bank of Ringgold, the community was still struggling to overcome the crippling economic and social effects of the Civil War. The new bank became an instant success, financing local farmers and providing the capital for new businesses and homes.

More than a century later, a sense of community still drives Northwest as the bank continues to propel local growth and economic development. That deep love and commitment to the community held by our founders still pulses through the Northwest Navigators, our volunteer army of employees, family and friends who donate thousands of community service hours annually while also raising thousands of dollars to support numerous local non-profits.

Our hometown roots are on display daily. Visit any of our lobbies to experience a natural friendliness and level of service uncommon today. It's the reason why almost all of our customers say they recommend us to their neighbors and friends.

And with dozens of local ATMs, five branches in Northwest Georgia and four in Chattanooga, including Tennessee’s first LEED-certified bank at Two North Shore, Northwest has earned the distinction of being the area’s most convenient community bank.

We are eager to have you as a customer and a friend. Come by today and allow us to start building a relationship that will last another century!