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Products & Services

Loans

We make loans for a variety of customer needs. At Northwest Georgia Bank, our favorite loans are the ones that help our customers' business grow or acquire the home of their dreams or start the business they've always wanted. Offer of credit is subject to credit approval.

Published Rates

Northwest Georgia Bank Base Rate Base Rate Annual Percentage Rate Wall Street Journal Prime Rate Prime Rate Annual Percentage Rate

APR based on $10,000 loan amount for 365 days. These calculations represent an estimate of the transaction. This estimate is based on the assumption that any fees and prepaid finance charges will be financed. This assumption will not apply to your transaction if you choose to pay such fees and charges in cash or have them deducted from the loan proceeds. In that event, your final disclosures will differ from the amounts shown here.

LOAN RATES MAY VARY

Personal Loans

  • Short Term
  • Signature Loans
  • Installment

Consumer Loans

  • Cars
  • Boats & RVs
  • Home Improvement

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Lines of Credit

Commercial Loans

  • Commercial
  • Real Estate
  • Developments
  • Construction

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Mortgage

  • Construction Lending
  • Construction Permanent-1 time close
  • FHA
  • VA
  • Conventional
  • Non-Conventional

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